Boost employee pay and business profits with no additional out of pocket costs.

 
  • Increase the net take-home pay of employees by 3-6%…

  • Add money to employer for working capital or any other cash flow needs: $681.00 per employee/year…

  • Improve employee health with added supplemental health benefits including free telemedicine for the entire family…

  • No out-of-pocket costs to either employee or employer…

TO MEET THE GOVERNMENT OBJECTIVES FOR THE INCENTIVES, WE DEVELOPED A TURN-KEY, AI DRIVEN, INDIVIDUALIZED HEALTH COACHING, TELE-HEALTH PROGRAM WITH NO COST ON POPULAR PRESCRIPTIONS.

THIS IS NOT HEALTH INSURANCE; IT’S TAPPING INTO THE GOVERNMENT INCENTIVES TO ENCOURAGE EMPLOYEES TO BE MORE PRO-ACTIVE WITH THEIR HEALTH.

 

We had a 20 minute Zoom meeting with the management team of a company with 30,000 full time employees.  During the call, the company’s team decided to implement the program and are starting this program ASAP…

With 30,000 employees, the company will see an immediate annual savings of $20,430,000 and the combined employees will gain a take-home pay increase of $25,000,000 annually with no additional cost.”

  • TIGHT LABOR MARKET:

    The U.S. unemployment rate was at 3.8% as of August 2023, reflecting a historically tight labor market. In this environment, employers often must offer more competitive benefits to attract and retain talent.

  • EMPLOYEE BENEFITS AS A RECRUITMENT AND RETENTION TOOL:

    A survey from the Society for Human Resource Management (SHRM) showed that 92% of employees said benefits are important to their overall job satisfaction. Competitive benefits like healthcare, retirement plans, and paid leave are now key to retaining top talent. The cost of providing these benefits, however, continues to rise. Employer-sponsored healthcare costs in the U.S. were projected to increase by 6.5% in 2023, significantly higher than wage growth or inflation.

  • RISING COSTS OF BENEFITS:

    According to the Kaiser Family Foundation, the average cost of employer-sponsored family health insurance reached over $22,000 in 2022, with employers covering about 73% of this cost.
    Retirement benefits are another area where costs are rising. The shift toward matching higher percentages in 401(k) plans or offering broader retirement packages adds to employers’ financial burden.

 

WHAT PEOPLE ARE SAYING...

“I saw many wellness plans which came under scrutiny because there were gaps between the design of the plan and the interpretation of the rules…

If I were still in practice there would be virtually no exposure.”

Auditor
1987-2019

 

“As CFO, my job is to find ways to improve our bottom line. Our immediate reaction was this is too good to be true…

…Not only do our employees have higher take-home pay, the bottom line of our business improved tremendously and we would highly recommend this plan.”

CHIEF FINANCIAL OFFICER
Software Analytics Corporation

“At first, we were hesitant because we didn’t know if our employees would actually see the benefit…

…Looking back, we now wish we rolled this out years sooner. Our employees are healthier and they love the added benefits along with their higher paychecks. To date we have saved our company and employees millions. This is the single greatest benefit we’ve implemented for our employees and our bottom line.”

CEO 

“As a fast food establishment, we’ve always had an issue offering benefits to our employees and this was the perfect fit…

…Not only does it increase their pay, it provides minimum essential coverage and useful benefits they can use as a standalone and with their current plan. The rollout was seamless to all our employees and despite the initial complexities of the plan, the employee experience has is very easy to understand.”

“I can honestly say our only regret was not doing it sooner. Our employees have been happy with their plans and the competitive rates. We were pleasantly surprised to see the renewal rates come in lower than anticipated and that shows the effectiveness of this plan at reducing claims which would hit our major medical.”

CEO and Owner

“As a publicly traded company, we face a lot of scrutiny over the benefits packages we provide. Add to that our company employs over 16,000 people, the rollout process is as crucial as the savings…

…businesses we support want the best for their employees. Including this plan as part of every proposal allows us to provide greater benefits at a more cost-effective price than the competition.”

Publicly Traded Manufacturing Company

RTF Solutions Group